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Deposit Rates

Deposit Rates As Of 06/30/2025

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CD Rates  IRA Rates  Checking Rates  Rewards Checking Rates Lighthouse Money Market Rates

Money Market Rates  Lighthouse Savings Rates  Savings Rates  Kasasa Saver® Rates

Certificate of Deposit Account Rates as of 06-24-2025

Certificate of Deposit Account Rates

Certificate of Deposit Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
6 Months4.00%4.07%$500.00
9 Months3.50%3.55%$500.00
1 Year3.50%3.55%$500.00
13 Months - Special**4.25%4.33%$500.00
1½ Years3.25%3.30%$500.00
2 Years0.75%0.75%$500.00
2 ½ Years0.75%0.75%$500.00
3 Years0.75%0.75%$500.00
4 Years0.75%0.75%$500.00
5 Years1.00%1.00%$500.00
*To open account and earn the annual percentage yield (APY).
**The 13 Month Certificate of Deposit and the 13 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.

Calculators

IRA Certificate of Deposit Rates as of  06-24-2025

Individual Retirement Account (IRA) Certificate of Deposit Rates

Individual Retirement Account (IRA) Certificate of Deposit Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
6 Months4.00%4.07%$500.00
9 Months3.50%3.55%$500.00
1 Year3.50%3.55%$500.00
13 Months - Special**4.25%4.33%$500.00
1½ Years3.25%3.30%$500.00
2 Years0.75%0.75%$500.00
2 ½ Years0.75%0.75%$500.00
3 Years0.75%0.75%$500.00
4 Years0.75%0.75%$500.00
5 Years1.00%1.00%$500.00
*To open account and earn the annual percentage yield (APY).
**The 13 Month Certificate of Deposit and the 13 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.

Calculators

Checking Account Rates as of  06-24-2025

Checking Account Rates

Checking Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
NOW Account & Classic Checking0.25%0.25%$10.00
*To open account and earn the annual percentage yield (APY).
This account is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.

Rewards Checking Rates as of 06-24-2025

Rewards Checking

Rewards Checking
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily BalanceMinimum to Earn Annual Percentage Yield (APY)
Kasasa Cash® 1.98%2.00%None.01 - $10,000.00
Kasasa Cash® 0.15%2.00% - 0.32%None$10,000.01 and over
Kasasa Cash® 0.05%0.05%*None.01 and over
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify.
This is a variable rate account. The interest rate may change after the account is open. 
Any fee(s) assessed could reduce earnings on these accounts.

Lighthouse Personal Money Market Account Rates as of 06-24-2025

Lighthouse Personal Money Market Account Rates

Lighthouse Personal Money Market Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
Lighthouse Personal Money Market Account0%0%Equal to or greater than $0 but less than $15,000.00
Lighthouse Personal Money Market Account1.25%1.26%Equal to or greater than $15,000.00 but less than $100,000.00
Lighthouse Personal Money Market Account1.75%1.76%Equal to or greater than $100,000.00 but less than $250,000.00
Lighthouse Personal Money Market Account2.35%2.38%Equal to or greater than $250,000.00 but less than $1,000,000.00
Lighthouse Personal Money Market Account2.50%2.53%Equal to or greater than $1,000,000.00
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.

Money Market Account Rates as of 06-24-2025

Money Market Account Rates

Money Market Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
Money Market Account0%0%Equal to or greater than $0 but less than $10.00
Money Market Account0.25%0.25%Equal to or greater than $10.00 but less than $500.00
Money Market Account0.25%0.25%Equal to or greater than $500.00 but less than $250,000.00
Money Market Account2.00%2.02% Equal to or greater than $250,000.00 but less than $1,000,000.00
Money Market Account2.00%2.02%Equal to or greater than $1,000,000.00
*To earn the annual percentage yield (APY).
Minimum $500.00 deposit to open.

This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.

Lighthouse Savings Account Rates as of 06-24-2025

Lighthouse Savings Account Rates

Lighthouse Savings Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Daily Balance Range*
Lighthouse Savings Account0.50%0.50%Below $15,000.00
Lighthouse Savings Account1.65%1.66%Equal to or greater than $15,000.00
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.

Any fee(s) assessed could reduce earnings on these accounts.

Savings Account Rates as of 06-24-2025

Savings Account Rates

Savings Account Rates
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily Balance*
Statement Savings Account0.50%0.50%$10.00
Passbook Savings Account0.25%0.25%$10.00
Christmas Club Account0.25%0.25%$0.00
Individual Retirement Account (IRA) Savings0.50%0.50%$10.00
*To open account and earn the annual percentage yield (APY).
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.

Kasasa Saver Rates as of 06-24-2025

Kasasa Saver® (Must be linked to A Kasasa® Checking Account)

Kasasa Saver® (Must be linked to A Kasasa® Checking Account)
Product NameInterest RateAnnual Percentage Yield (APY)Minimum Daily BalanceMinimum to Earn Annual Percentage Yield (APY)
Kasasa Saver®0.99%1.00%None01 - $25,000.00
Kasasa Saver®0.15%1.00% - 0.32%None$25,000.01 and over
Kasasa Saver®0.05%0.05%*None.01 and over
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify 
This is a variable rate account. The interest rate may change after the account is open. 
Any fee(s) assessed could reduce earnings on these accounts.

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