Deposit Rates As Of 08/09/2025
Jump to:
CD Rates IRA Rates Checking Rates Rewards Checking Rates Lighthouse Money Market Rates
Certificate of Deposit Account Rates as of **DATE_TODAY**Certificate of Deposit Account Rates
Certificate of Deposit Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance* 6 Months 3.75% 3.82% $500.00 9 Months 3.50% 3.55% $500.00 1 Year 3.50% 3.55% $500.00 15 Months - Special** 4.05% 4.13% $500.00 1½ Years 3.25% 3.30% $500.00 2 Years 0.75% 0.75% $500.00 2 ½ Years 0.75% 0.75% $500.00 3 Years 0.75% 0.75% $500.00 4 Years 0.75% 0.75% $500.00 5 Years 1.00% 1.00% $500.00
*To open account and earn the annual percentage yield (APY).
**The 15 Month Certificate of Deposit and the 15 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.
Calculators
Certificate of Deposit Account Rates as of **DATE_TODAY**
Certificate of Deposit Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| 6 Months | 3.75% | 3.82% | $500.00 |
| 9 Months | 3.50% | 3.55% | $500.00 |
| 1 Year | 3.50% | 3.55% | $500.00 |
| 15 Months - Special** | 4.05% | 4.13% | $500.00 |
| 1½ Years | 3.25% | 3.30% | $500.00 |
| 2 Years | 0.75% | 0.75% | $500.00 |
| 2 ½ Years | 0.75% | 0.75% | $500.00 |
| 3 Years | 0.75% | 0.75% | $500.00 |
| 4 Years | 0.75% | 0.75% | $500.00 |
| 5 Years | 1.00% | 1.00% | $500.00 |
*To open account and earn the annual percentage yield (APY).
**The 15 Month Certificate of Deposit and the 15 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.
**The 15 Month Certificate of Deposit and the 15 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.
IRA Certificate of Deposit Rates as of **DATE_TODAY**
Individual Retirement Account (IRA) Certificate of Deposit Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| 6 Months | 3.75% | 3.82% | $500.00 |
| 9 Months | 3.50% | 3.55% | $500.00 |
| 1 Year | 3.50% | 3.55% | $500.00 |
| 15 Months - Special** | 4.05% | 4.13% | $500.00 |
| 1½ Years | 3.25% | 3.30% | $500.00 |
| 2 Years | 0.75% | 0.75% | $500.00 |
| 2 ½ Years | 0.75% | 0.75% | $500.00 |
| 3 Years | 0.75% | 0.75% | $500.00 |
| 4 Years | 0.75% | 0.75% | $500.00 |
| 5 Years | 1.00% | 1.00% | $500.00 |
*To open account and earn the annual percentage yield (APY).
**The 15 Month Certificate of Deposit and the 15 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.
**The 15 Month Certificate of Deposit and the 15 Month IRA Certificate of Deposit products have an aggregate maximum total deposit balance limit of $5,000,000.00 per primary tax reporting owner for these products.
These are fixed rate accounts; a penalty may be assessed for early withdrawals and could reduce earnings.
Any fee(s) assessed could reduce earnings on these accounts.
Calculators
Checking Account Rates as of **DATE_TODAY**Checking Account Rates
Checking Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance* NOW Account & Classic Checking 0.25% 0.25% $10.00
*To open account and earn the annual percentage yield (APY).
This account is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Checking Account Rates as of **DATE_TODAY**
Checking Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| NOW Account & Classic Checking | 0.25% | 0.25% | $10.00 |
*To open account and earn the annual percentage yield (APY).
This account is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
This account is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Rewards Checking Rates as of **DATE_TODAY**Rewards Checking
Rewards Checking
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance Minimum to Earn Annual Percentage Yield (APY) Kasasa Cash® 1.98% 2.00% None .01 - $10,000.00 Kasasa Cash® 0.15% 2.00% - 0.32% None $10,000.01 and over Kasasa Cash® 0.05% 0.05% *None .01 and over
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify.
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.
Rewards Checking Rates as of **DATE_TODAY**
Rewards Checking
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance | Minimum to Earn Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Kasasa Cash® | 1.98% | 2.00% | None | .01 - $10,000.00 |
| Kasasa Cash® | 0.15% | 2.00% - 0.32% | None | $10,000.01 and over |
| Kasasa Cash® | 0.05% | 0.05% | *None | .01 and over |
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify.
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify.
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.
Lighthouse Personal Money Market Account Rates as of **DATE_TODAY**Lighthouse Personal Money Market Account Rates
Lighthouse Personal Money Market Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance* Lighthouse Personal Money Market Account 0% 0% Equal to or greater than $0 but less than $15,000.00 Lighthouse Personal Money Market Account 1.25% 1.26% Equal to or greater than $15,000.00 but less than $100,000.00 Lighthouse Personal Money Market Account 1.75% 1.76% Equal to or greater than $100,000.00 but less than $250,000.00 Lighthouse Personal Money Market Account 2.35% 2.38% Equal to or greater than $250,000.00 but less than $1,000,000.00 Lighthouse Personal Money Market Account 2.50% 2.53% Equal to or greater than $1,000,000.00
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Lighthouse Personal Money Market Account Rates as of **DATE_TODAY**
Lighthouse Personal Money Market Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| Lighthouse Personal Money Market Account | 0% | 0% | Equal to or greater than $0 but less than $15,000.00 |
| Lighthouse Personal Money Market Account | 1.25% | 1.26% | Equal to or greater than $15,000.00 but less than $100,000.00 |
| Lighthouse Personal Money Market Account | 1.75% | 1.76% | Equal to or greater than $100,000.00 but less than $250,000.00 |
| Lighthouse Personal Money Market Account | 2.35% | 2.38% | Equal to or greater than $250,000.00 but less than $1,000,000.00 |
| Lighthouse Personal Money Market Account | 2.50% | 2.53% | Equal to or greater than $1,000,000.00 |
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Money Market Account Rates as of **DATE_TODAY**Money Market Account Rates
Money Market Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance* Money Market Account 0% 0% Equal to or greater than $0 but less than $10.00 Money Market Account 0.25% 0.25% Equal to or greater than $10.00 but less than $500.00 Money Market Account 0.25% 0.25% Equal to or greater than $500.00 but less than $250,000.00 Money Market Account 2.00% 2.02% Equal to or greater than $250,000.00 but less than $1,000,000.00 Money Market Account 2.00% 2.02% Equal to or greater than $1,000,000.00
*To earn the annual percentage yield (APY).
Minimum $500.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Money Market Account Rates as of **DATE_TODAY**
Money Market Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| Money Market Account | 0% | 0% | Equal to or greater than $0 but less than $10.00 |
| Money Market Account | 0.25% | 0.25% | Equal to or greater than $10.00 but less than $500.00 |
| Money Market Account | 0.25% | 0.25% | Equal to or greater than $500.00 but less than $250,000.00 |
| Money Market Account | 2.00% | 2.02% | Equal to or greater than $250,000.00 but less than $1,000,000.00 |
| Money Market Account | 2.00% | 2.02% | Equal to or greater than $1,000,000.00 |
*To earn the annual percentage yield (APY).
Minimum $500.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Minimum $500.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Lighthouse Savings Account Rates as of **DATE_TODAY**Lighthouse Savings Account Rates
Lighthouse Savings Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Daily Balance Range* Lighthouse Savings Account 0.50% 0.50% Below $15,000.00 Lighthouse Savings Account 1.65% 1.66% Equal to or greater than $15,000.00
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Lighthouse Savings Account Rates as of **DATE_TODAY**
Lighthouse Savings Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Daily Balance Range* |
|---|---|---|---|
| Lighthouse Savings Account | 0.50% | 0.50% | Below $15,000.00 |
| Lighthouse Savings Account | 1.65% | 1.66% | Equal to or greater than $15,000.00 |
*To earn the annual percentage yield (APY).
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Minimum $15,000.00 deposit to open.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Savings Account Rates as of **DATE_TODAY**Savings Account Rates
Savings Account Rates
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance* Statement Savings Account 0.50% 0.50% $10.00 Passbook Savings Account 0.25% 0.25% $10.00 Christmas Club Account 0.25% 0.25% $0.00 Individual Retirement Account (IRA) Savings 0.50% 0.50% $10.00
*To open account and earn the annual percentage yield (APY).
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Savings Account Rates as of **DATE_TODAY**
Savings Account Rates
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance* |
|---|---|---|---|
| Statement Savings Account | 0.50% | 0.50% | $10.00 |
| Passbook Savings Account | 0.25% | 0.25% | $10.00 |
| Christmas Club Account | 0.25% | 0.25% | $0.00 |
| Individual Retirement Account (IRA) Savings | 0.50% | 0.50% | $10.00 |
*To open account and earn the annual percentage yield (APY).
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
This is a variable rate account. The interest rate may change after the account is opened.
Any fee(s) assessed could reduce earnings on these accounts.
Kasasa Saver Rates as of **DATE_TODAY**Kasasa Saver® (Must be linked to A Kasasa® Checking Account)
Kasasa Saver® (Must be linked to A Kasasa® Checking Account)
Product Name Interest Rate Annual Percentage Yield (APY) Minimum Daily Balance Minimum to Earn Annual Percentage Yield (APY) Kasasa Saver® 0.99% 1.00% None 01 - $25,000.00 Kasasa Saver® 0.15% 1.00% - 0.32% None $25,000.01 and over Kasasa Saver® 0.05% 0.05% *None .01 and over
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.
Kasasa Saver Rates as of **DATE_TODAY**
Kasasa Saver® (Must be linked to A Kasasa® Checking Account)
| Product Name | Interest Rate | Annual Percentage Yield (APY) | Minimum Daily Balance | Minimum to Earn Annual Percentage Yield (APY) |
|---|---|---|---|---|
| Kasasa Saver® | 0.99% | 1.00% | None | 01 - $25,000.00 |
| Kasasa Saver® | 0.15% | 1.00% - 0.32% | None | $25,000.01 and over |
| Kasasa Saver® | 0.05% | 0.05% | *None | .01 and over |
*Non qualifying accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.
Minimum to open account is $10.00. Click here for details and requirements to qualify
This is a variable rate account. The interest rate may change after the account is open.
Any fee(s) assessed could reduce earnings on these accounts.