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Officers

Cape Ann Savings Bank has served the Cape Ann area since 1846 and, since the beginning, we have believed that a financial institution is only as good as its people.

We are especially proud of our employees’ devotion and dedication. Did you know that 60% of our staff have been with Cape Ann Savings Bank for over 10 years -- some up to 43 years! Now, that’s commitment and experience you can count on!

Our employees have always been essential to our success. Please take a moment to get to know our leadership team of Officers.

These are some of the people who are right here, beside you.

Meet Our Team

View our lighthearted photo shoot and video of our Women Leaders as we celebrated Women's History month in March.

Business Lending Team

Mike Luster

Michael J. Luster

Executive Vice President, Commercial Lending

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 Andrew Marques

Andrew G. Marques

Vice President, Commercial Lending

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 Sheryl Henderson

Sheryl Henderson

Commercial Loan Officer

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Retail Lending Team

Mark Olsen

J. Mark Olsen

Senior Vice President, Residential Lending
NMLS# 371816

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 Kenneth Davis

Kenneth E. Davis

Vice President, Branch Manager
NMLS# 525012

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 Clare MacDonald

Clare E. MacDonald

Assistant Vice President, Residential Lending
NMLS# 498538

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 Michael Randazza

Michael S. Randazza

Assistant Vice President, Residential Lending
NMLS# 518259

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 Holly Wieckowski

Holly L. S. Wieckowski

Assistant Vice President, Residential Lending
NMLS# 494966

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 Stephen Pilbrook

Stephen C. Philbrook

Lending Generalist Officer
NMLS# 525255

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Trust & Financial Services

John Brennan

John T. Brennan, J.D., CFP®

Senior Vice President, Trust & Financial Services

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 Dean Murray

Dean H. Murray, CFP®, CTFA, CISP

Vice President, Trust & Financial Services

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 Rick Ciolino

Rick Ciolino

Trust Investment Officer

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 Linda Pata

Linda J. Pata, CTFA

Trust Officer

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 Michael Sanborn

Michael Sanborn, CTFA

Trust Officer

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 KathyW

Kathryn E. Williams, CTFA

Trust Operations Officer

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Officers

Marianne Smith

Marianne Smith

President

 Marie Curley

Marie F. Curley

Senior Vice President, Operations 

 Amy Randazza

Amy L. Randazza

Senior Vice President, Compliance/BSA

 Heidi Huttunen

Heidi Huttunen

Vice President, Controller

 Jennifer Orlando

Jennifer C. Orlando

Vice President, Marketing 

 Dennis Acker

Dennis J. Acker

Assistant Vice President, Retail Banking
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 Lynne Curcuru

Lynne M. Curcuru

Assistant Vice President, Operations

 Toni Rowe

Toni J. Rowe

Assistant Vice President,  Lending Compliance 

 Lynne Anderson

Lynne M. Anderson

Head Teller

 Candace Beck

Candace A. Beck

Senior Residential Underwriter

 Annette Campbell

Annette Campbell

Assistant Branch Manager

 Lisa Ciaramitaro

Lisa A. Ciaramitaro

Administrative Officer

 Melinda Tarr

Melinda J. Nicastro

Branch Manager

 Melinda Tarr

Isabella A. Randazzo

Assistant Branch Manager

 Grace

Grace P. Sargent

Operations Officer

 Victoria Souza

Victoria Souza

Loan Servicing Manager

 Marie Testaverde

Marie A. Testaverde

Senior Head Teller

 Krystal Williams

Krystal M. Williams

Branch Manager

 Glenda Zink

Glenda A. Zink

Operations Officer
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