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Officers

Cape Ann Savings Bank has served the Cape Ann area since 1846 and, since the beginning, we have believed that a financial institution is only as good as its people.

We are especially proud of our employees’ devotion and dedication. Did you know that 60% of our staff have been with Cape Ann Savings Bank for over 10 years -- some up to 43 years! Now, that’s commitment and experience you can count on!

Our employees have always been essential to our success. Please take a moment to get to know our leadership team of Officers.

These are some of the people who are right here, beside you.

Meet Our Team

View our lighthearted photo shoot and video of our Women Leaders as we celebrated Women's History month in March.

Business Lending Team

Mike Luster

Michael J. Luster

Executive Vice President, Commercial Lending

Andrew Marques

Andrew G. Marques

Vice President, Commercial Lending

Sheryl Henderson

Sheryl Henderson

Commercial Loan Officer

Retail Lending Team

Mark Olsen

J. Mark Olsen

Senior Vice President, Residential Lending
NMLS# 371816

Kenneth Davis

Kenneth E. Davis

Vice President, Branch Manager
NMLS# 525012

Clare MacDonald

Clare E. MacDonald

Assistant Vice President, Residential Lending
NMLS# 498538

Michael Randazza

Michael S. Randazza

Assistant Vice President, Residential Lending
NMLS# 518259

Holly Wieckowski

Holly L. S. Wieckowski

Assistant Vice President, Residential Lending
NMLS# 494966

Stephen Pilbrook

Stephen C. Philbrook

Lending Generalist Officer
NMLS# 525255

Trust & Financial Services

John Brennan

John T. Brennan, J.D., CFP®

Senior Vice President, Trust & Financial Services

Dean Murray

Dean H. Murray, CFP®, CTFA, CISP

Vice President, Trust & Financial Services

Rick Ciolino

Rick Ciolino

Trust Investment Officer

Linda Pata

Linda J. Pata, CTFA

Trust Officer

Michael Sanborn

Michael Sanborn, CTFA

Trust Officer

KathyW

Kathryn E. Williams, CTFA

Trust Operations Officer

Officers

Marianne Smith

Marianne Smith

President

Marie Curley

Marie F. Curley

Senior Vice President, Operations

Amy Randazza

Amy L. Randazza

Senior Vice President, Compliance/BSA

Heidi Huttunen

Heidi Huttunen

Vice President, Controller

Jennifer Orlando

Jennifer C. Orlando

Vice President, Marketing

Dennis Acker

Dennis J. Acker

Assistant Vice President, Retail Banking
Contact Card

Lynne Curcuru

Lynne M. Curcuru

Assistant Vice President, Operations

Toni Rowe

Toni J. Rowe

Assistant Vice President, Lending Compliance

Lynne Anderson

Lynne M. Anderson

Head Teller

Candace Beck

Candace A. Beck

Senior Residential Underwriter

Annette Campbell

Annette Campbell

Assistant Branch Manager

Lisa Ciaramitaro

Lisa A. Ciaramitaro

Administrative Officer

Melinda Tarr

Melinda J. Nicastro

Branch Manager

Melinda Tarr

Isabella A. Randazzo

Assistant Branch Manager

Grace

Grace P. Sargent

Operations Officer

Todd Shaffaval

Todd Shaffaval

Finance Officer

Victoria Souza

Victoria Souza

Loan Servicing Manager

Marie Testaverde

Marie A. Testaverde

Senior Head Teller

Krystal Williams

Krystal M. Williams

Branch Manager

Glenda Zink

Glenda A. Zink

Operations Officer

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