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personal checking comparison

Stop right here! We have the right personal checking account for you. Check out our Account Comparison chart below to find the account that best fits your needs.

account comparison

Product

Free Kasasa Cash®

Free Kasasa Cash Back®

 

Free NOW Checking

 

Best For

High Balances

Frequent Debit Card Purchases

Everyday Basic Checking

Rewards & Benefits
  • Free Checking That Pays A Really High Rate
    • 2.00% APY* on balances up to $10,000
    • 2.00% to .032% APY on balances over $10,000 depending on balance in accounts*
    • 0.05% APY* if qualifications aren't met
    • Can link to free Kasasa Saver® to maximize and save effortlessly

 

  • Free Checking That Pays You Back
    • Earn 3.00% back on debit card purchases
    • No category restrictions on purchases
    • Cash Back earned on up to $200 monthly
    • Earn up to $72 per year, $6 per month
    • Can link to free Kasasa Saver® to maximize and save effortlessly
  • Free Checking
    • 0.25% APY* on entire balance of $10 or more

 

 

 

 

 

 

 

Monthly Maintenance Fee None None None

Free ATMs?

  • Free ATM withdrawals at any Cape Ann Savings Bank ATM locations
  • No ATM "owner" surcharge fees when used at an ATM that displays the SUM network
  • Refunds on ATM withdrawal fees nationwide (up to $25 monthly)**
  • Free ATM withdrawals at any Cape Ann Savings Bank ATM locations
  • No ATM "owner" surcharge fees when used at an ATM that displays the SUM network
  • Refunds on ATM withdrawal fees nationwide (up to $25 monthly)**
  • Free ATM withdrawals at any Cape Ann Savings Bank ATM locations
  • No ATM "owner" surcharge fees when used at an ATM that displays the SUM network

 

 

Free Online Banking and Bill Pay?

Yes

Yes

Yes

Free ATM/Debit Card?

Yes

Yes

Yes

Minimum Balance Requirements

None

None

None

Minimum Opening Deposit

$10

$10

$10

 

Learn More

OPEN IN MINUTES

Current NOW account customers. Visit Customer Service at one of our convenient locations to convert your NOW account to a Kasasa® Rewards Account.

Learn More

OPEN IN MINUTES

Current NOW account customers. Visit Customer Service at one of our convenient locations to convert your NOW account to a Kasasa® Rewards Account.

Learn More

OPEN IN MINUTES

*APY = Annual Percentage Yield
**Terms and Conditions apply. Click "Learn More" at the bottom of the chart for details. Some restrictions apply. Contact our Deposit Operations team at 978-283-0246 for details.

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