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Classic cHECKING & money market  account

Cape Ann Savings Bank offers the right products and services to help you with your finances.


Thinking of  switching banks to Cape Ann Savings Bank? Let our Switch Kit forms and worksheets help you make a smooth transition. 

Classic Checking

Yes, it's truly FREE! All you need to open this account and begin earning interest is $10.00. There is no monthly fee and unlimited check writing, with no per check charges. You will also enjoy check imaging for easier storage. Direct deposit and electronic funds transfer are also available. An optional ATM/Debit card is available with the Classic Checking Account (some transaction fees may apply). New to the Bank? Check out our convenient Switch Kit forms and worksheets. 


  • No monthly fees, service charges or activity charges
  • No per-check charges
  • $10.00 minimum balance to open
  • eStatements available
  • Free basic checks for customers under 18 or over 65 years of age
  • Mobile Banking with Mobile Deposit*
  • Online Banking with Bill Pay
  • ATM/Debit card available (optional)**
  • Direct deposit and electronic fund transfers available
  • Quicken downloads
  • Nominal fee for checks ordered

*restrictions may apply
**Transaction fees may apply

Money Market Account

The minimum balance to open a Money Market Account is $500.00. An optional ATM/Debit card is available with the Money Market Account.



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