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Business Loans

Let Cape Ann Savings Bank be the solution for your business lending needs. Whether investing in real estate, starting a business, or growing an existing one, we offer a variety of loan products and services to help you succeed. Cape Ann Savings Bank is also proud to be a Small Business Administration program (SBA 504 & 7(a)) lender. Contact one of our Business Banking team members today.

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Why Cape Ann Savings Bank?

  • Competitive rates
  • Flexible Terms
  • Local Decision Making
  • Personalized Professional Service


Cape Ann Savings Bank offers a variety of long-term financing options for purchase or refinance of commercial, mixed-use and investment properties. We offer terms up to 25 years with multiple rate options. Count on our Business Banking team's expertise and knowledge of our local market, to help find the right mortgage and term for you. Contact one of our Business Banking team members today to get started.

Construction Loans

Cape Ann Savings Bank’s construction loans can be used for building, renovating and improving retail, industrial, mixed use, and residential properties.

Lines of Credit

Cape Ann Savings Bank’s Business Lines of Credit provide funding to help you operate efficiently as well as fulfilling short-term and seasonal working capital needs. Our revolving lines of credit are valid for a specific period of time and interest-only payments are required during the term of the line.

Term Loans

Finance equipment, purchase inventory, or provide working capital. Our term loans provide funding to help your business succeed. Various lengths and terms are offered to suit the needs of the business.

Small Business Administration Loans (SBA 504 & 7(a))

Cape Ann Savings Bank is an accredited Small Business Administration Lender (SBA 504 & 7(a)). Have a small business? Buying a new business? Starting a new business? Cape Ann Savings Bank makes loans to small businesses that are SBA-guaranteed, with a variety of SBA-structured loans available. Contact one of our Business Banking team members to get started.

Link to the SBA


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