From the #1 Mortgage Lender on Cape Ann!* Enjoy a competitive mortgage rate, locked in for seven years! Speak with one of our Retail lending team members today or apply online!
- Originated & Serviced at Cape Ann Savings Bank
- Below Average Caps
- Apply Online
- Flexible Underwriting
- Local Decision Making
**APR denotes Annual Percentage Rate effective as of 07/10/2019 and is subject to change without notice. Annual Percentage Rate and initial payment based on 360 months with 20% down. Based on the current rate of 3.50%, the first 84 payments will be $4.49 per thousand borrowed. The rate will adjust every 12 months thereafter to a maximum of 1% per adjustment and 5% over the life of the loan. The rate will never go below 3.00%. Payments do not include taxes or insurance which can increase your monthly obligation. Homeowner's insurance and flood insurance, if applicable, are required. Available for Owner-occupied, 1-4 family primary residence. Private Mortgage Insurance required for loan to value (LTV) over 80%. PMI will increase the APR. Other payment terms available. Subject to credit approval. Cape Ann Savings Bank NMLS#480253 *2019 The Warren Group.