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Let the projects begin!

Featured Product:

Home Equity Line of Credit

  • Home Renovation
  • College Tuition
  • Consolidated Debt
  • Starting a Business

4.50% APR*, prime minus 0.25%

(Rate subject to change, rate floor of 4%, maximum APR of 18%)

  • 10 year draw period
  • 10 year repayment period
  • Partial closing costs paid for by Bank**

For more information call us at 888-283-2272, or visit one of our local branches

*APR effective as of 11/1/19. APR will change monthly, and be based on an index plus a margin. The index is the Prime Rate as published in the Wall Street Journal as of the last working day of the month, and the margin is minus .25%. The rate may increase after consummation. 

**Bank pays for the appraisal, credit and flood determination for loan amounts of $150,000.00 or less. Any other fees related to the transaction are paid for by the borrower. For loan amounts above $150,000.00, the borrower is responsible for all closing costs. 1-4 family owner occupied properties only. Minimum Loan amount $25,000.00. Not to exceed 80% LTV (Loan to Value) ratio including first mortgage. Hazard insurance, property taxes, and flood insurance, if required, are not included and may increase payment obligations. Subject to credit approval. Offer may be withdrawn at any time. $250.00 Closeout fee if the line is closed within the first three years, unless refinanced with Cape Ann Savings Bank.


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